Which companies can open a business current account with HERO?

Last updated: May 7, 2026

The Hero business account is available to companies registered in France, Spain, Italy, Germany, or French overseas territories, provided they have one of the following legal forms:

🇫🇷 France

  • SA (Société Anonyme)

  • SAS / SASU (Simplified Joint Stock Company / Single-member)

  • SAD / SACA (Corporation with Executive or Supervisory Board)

  • SARL / EURL (Limited Liability Company / Single-member)

  • SC / SCI (Civil Company / Real Estate Holding)

  • EIRL / EI (Sole Proprietorship with or without limited liability)

  • SEL (Liberal Professional Company – SELARL, SELASU, etc.)

  • Micro-Enterprise (Auto-entrepreneur)

  • Holding companies

  • Foreign legal entity registered in the French Trade Register

  • Craftsperson / Merchant

  • Farmer (EA, EARL)

  • Commercial Agent

  • Other permitted individual activity

  • Cooperative Company

  • SNC (General Partnership)

  • SCS (Limited Partnership)

  • SE (European Company)

  • GIE (Economic Interest Grouping)

🇪🇸 Spain

  • SA (Sociedad Anónima)

  • SL / SRL (Sociedad de Responsabilidad Limitada)

  • SLU (Single-member SL)

  • SC (Civil Company – for non-commercial activities)

  • Autónomo / Autónomo RL (Sole Trader with/without limited liability)

  • Sociedad Profesional (SLP)

  • Microempresa / Autónomo under simplified regime

  • Holding Empresarial

  • Foreign subsidiary registered in the RMC

  • Autónomo with commercial/artisanal activity

  • Comerciante Autónomo / Sociedad Mercantil

  • Explotación Agraria (SAT)

  • Agente Comercial Autónomo / Sociedad

  • Other permitted sole proprietors

  • Sociedad Cooperativa

  • Sociedad Colectiva (SC)

  • Sociedad Comanditaria Simple (SCS)

  • Sociedad Europea (SE)

  • Agrupación de Interés Económico (AIE)

🇮🇹 Italy

  • S.p.A. (Società per Azioni)

  • S.a.p.A. (Partnership Limited by Shares)

  • S.r.l. / S.r.l.s. (Limited Liability Company / Simplified)

  • S.s. (Simple Partnership – non-commercial use)

  • Impresa Individuale

  • Società tra Professionisti (STP)

  • Microimpresa

  • Italian Holding Company

  • Foreign subsidiary registered in Italy

  • Artigiano-commerciante / Artigiano / Commerciante

  • Imprenditore Agricolo (IAA, Società Agricola, etc.)

  • Agente di commercio

  • Other accepted individuals

  • Società Cooperativa

  • S.n.c. (General Partnership)

  • S.a.s. (Limited Partnership)

  • SE (European Company)

  • GEIE (European Economic Interest Grouping)

🇩🇪 Germany

  • GmbH – Gesellschaft mit beschränkter Haftung (Limited Liability Company)

  • UG (haftungsbeschränkt) – Unternehmergesellschaft (Mini-GmbH / Microenterprise)

  • AG – Aktiengesellschaft (Public Limited Company)

  • Einzelunternehmen – Sole proprietorship

  • GbR – Gesellschaft bürgerlichen Rechts (Civil partnership)

  • OHG – Offene Handelsgesellschaft (General Partnership)

  • KG / GmbH & Co. KG – Limited Partnership

  • PartG / PartG mbB – Professional partnership (liberal professions)

  • eG – Eingetragene Genossenschaft (Cooperative company)

  • SE – Europäische Gesellschaft (European Company)

  • EWIV – Europäische wirtschaftliche Interessenvereinigung (EEIG)

Headquarters must be located in:

  • France (mainland, DROM, CTU, COM)

  • Spain (mainland, Balearic Islands, Canary Islands, Ceuta, Melilla)

  • Italy (mainland, Sicily, Sardinia, special regions, eligible microstates)

  • Germany (including Länder and city-states)