What is Open Banking access?

After discovering your current financing capacity (credit line), you may wish to increase it.

To do so, you can choose to provide more information through an Open Banking procedure.

How do I increase my credit line via Open Banking?

You can initiate this process by clicking the “Increase my credit line” button in the Financing section of your HERO dashboard.
👉 From there, you can securely connect your professional bank accounts, which we’ll take into account in your evaluation.

How does Open Banking help HERO increase your available financing?

Open Banking is a system that allows banks to securely share financial data with third parties (like HERO) via APIs — always with the customer’s consent.

How Open Banking helps us evaluate your credit line:

By accessing real-time financial data such as income, expenses, and outstanding loans, we can:

✅ Get a clearer view of your financial situation
✅ Assess your ability to repay supplier invoices
✅ Better anticipate potential default risks

In short, Open Banking enhances our ability to assess your creditworthiness and adjust your financing capacity accordingly. 😊